Attention homeowners in Conifer and Jefferson County: Get an Appraisal today!
The top 7 reasons why Colorado homeowners order from Centennial Appraisal Group, Inc.:
At Centennial Appraisal Group, Inc., we understand the particular needs of a customer seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and CPAs. Being a regular consumer that most likely doesn't look at appraisals every day, you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our findings.
Pre-listing Services/For Sale by OwnerSince you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Centennial Appraisal Group, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value opinion than yours.
Challenge Tax AssessmentYour local tax assessor may have your home overvalued if you live in an area that's going down. That means you are most likely paying more taxes than you should. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Centennial Appraisal Group, Inc. is your number one weapon when challenging your property tax assessment.
Appraisals to remove PMIGetting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular money saver for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. We are experts in helping people just like you rid yourselves of unwanted and unneeded PMI insurance.
HELOC recently frozen?Your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow viewpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Centennial Appraisal Group, Inc. can help you reinstate your HELOC.
Field and Desktop Appraisal Review ServicesHave you just received a copy of your appraisal and you would wish to have an expert double-check it for verity or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Centennial Appraisal Group, Inc. can go out and check the subject and comps in question in a field review. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Centennial Appraisal Group, Inc. can help you with that. Although most appraisal reviews are commissioned by lenders for quality control, homeowners suspecting a prior appraisal wasn't above board are wise to get a second opinion.